Our Blog

  • December 23, 2025
  • Posted by Siemens Group

Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada

Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home eas

  • December 15, 2025
  • Posted by Siemens Group

Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals

Bank of Canada Rate Hold, What It Means for Mortgages Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals When the Bank of Canada announces a rate decision, it immediately gr

  • December 10, 2025
  • Posted by Siemens Group

Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Major economies around the world continue to show res

  • November 21, 2025
  • Posted by Siemens Group

Fall 2025 Canadian Mortgage Trends & Insights Report

Did You Know ? Did you know that despite encouraging signs of stabilization in the Canadian mortgage market this fall, the national household debt-to-income ratio remained at an eye-opening 181.8 % in

  • November 10, 2025
  • Posted by Siemens Group

Nov. 2025 - How the Bank of Canada Rate Cut Affects Your Refinancing Strategy

On October 29 2025, the Bank of Canada (BoC) reduced its target overnight rate by 25 basis points to 2.25 %. For Canadian homeowners who are thinking about refinancing their mortgage, this move matter

  • October 29, 2025
  • Posted by Siemens Group

Bank of Canada lowers policy rate to 2.25%

The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. With the effects of US trade actions on econo

  • October 20, 2025
  • Posted by Siemens Group

Canadian Home Sales Poised for a Strong Finish in 2025

The Canadian housing market is showing signs of renewed strength as we approach the end of 2025. According to the latest report from the Canadian Real Estate Association (CREA), home sales across the

  • October 6, 2025
  • Posted by Siemens Group

How Falling Rates Open Doors for Gig Workers, Mortgages for Non-Traditional Incomes

After several policy cuts, the Bank of Canada's overnight rate sits at 2.50% as of September 17, 2025, down from 3.00% in January. This easing has lowered borrowing costs and improved affordab

  • September 17, 2025
  • Posted by Siemens Group

September 17-2025 - Bank of Canada lowers policy rate to 2.5%

The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%. After remaining resilient to sharply higher

  • September 3, 2025
  • Posted by Siemens Group

CMHC - Monthly Housing Starts - July 2025

Canadian Monthly Housing Starts and Other Construction Data Tables - July 2025 At our mortgage brokerage, we make it a priority to follow the Canada Mortgage and Housing Corporation's (CMHC) monthl

Bookmark and Share