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Category: Personal Finance (15 posts)

  • March 8, 2021 @ 3:51 PM
  • Posted by Siemens Group

Multi-Family Lending: What You Need To Know About Hard Money Loans

Multi-Family Lending: What You Need To Know About Hard Money Loans Multi-family real estate is one of the most popular investments for both newbie and seasoned investors. Buyers in the past used trad

  • January 25, 2021 @ 6:38 PM
  • Posted by Siemens Group

How Good vs Bad Debt Impacts Your Household

In order to understand the difference between good and bad debt, it's important to track your income and expenses and established saving goals for your family. Financial stability allows you to mee

  • December 9, 2020 @ 3:54 PM
  • Posted by Siemens Group

3 Tips on How to Better Your Credit Score

Having a good credit score is of paramount essence as it affects your ability to access loans and borrow money. Your credit score rating influences the amount of mortgage you qualify for. You may

  • July 24, 2019 @ 11:53 AM
  • Posted by Siemens Group

How Much House Can You Afford? Ask Yourself These Critical Questions to Find Out

It is the perennial question for every first-time homeowner. How much house can I afford? As with so many life-changing decisions, there is no one right answer to this common query, and the size of th

  • July 10, 2019 @ 12:09 PM
  • Posted by Siemens Group

3 Simple Ways to Repair Your Credit

For many Canadians looking to purchase a home, bad credit scores stand in the way of getting a mortgage. Most lenders prefer your score to be 650 or higher. If they do allow for lower credit scores, i

  • February 28, 2018 @ 11:36 AM
  • Posted by Siemens Group

How to Maintain a Good Credit Rating Throughout the Year

If you want to make it easier to get an auto loan, mortgage, or new credit card account, you need to maintain a good credit score. It's easy to do so, particularly if you follow the tips presented her

  • December 27, 2017 @ 2:24 PM
  • Posted by Siemens Group

Can You Afford to Buy a New Home?

Is Purchasing a New Home in Your Budget? If you're throwing your hard-earned money away on rent each month, putting that same amount towards your own home could be an incredible advantage. However, i

  • November 8, 2017 @ 12:52 PM
  • Posted by Siemens Group

Credit Card Debt vs Mortgage Debt: Which Should You Pay Off?

It's always a good idea to pay down your debt when you have extra cash on hand. However, as you get started, you will probably be faced with several types of debt you can work on, and it's hard to kno

  • October 11, 2017 @ 2:46 PM
  • Posted by Siemens Group

Five Reasons Why You Should Have More Than One Bank Account

In today's tech world, being victimized by hackers can leave you penniless if you have only one bank account. The following five situations demonstrate how a having a backup account can keep you

  • August 9, 2017 @ 11:57 AM
  • Posted by Siemens Group

Five Ways to Simplify Your Financial Life

No matter who you are or what you do for a living, it can seem like your bank statements, credit card receipts, and other financial documents are burying you alive. If you are struggling under the wei

  • July 12, 2017 @ 12:17 PM
  • Posted by Siemens Group

Savvy Spender: Simple, Smart Ways to Make the Most of Your Credit Cards

Savvy Spender: Simple, Smart Ways to Make the Most of Your Credit Cards With their vast array of special perks and member benefits, credit cards are an appealing financing option for modern consumers

  • June 14, 2017 @ 12:11 PM
  • Posted by Siemens Group

Gathering the Money for a Down Payment in Two Years or Less

Whether you are looking to purchase a home in the next two years or you intend to wait another five, you must find a way to save up enough money to use for a down payment. Without the money to make a

  • March 30, 2017 @ 1:08 PM
  • Posted by Siemens Group

Three Ways to Get on the Property Ladder

Property investment is more challenging than ever due to a buoyant housing market in major cities and the rising cost of living. Many people are concerned they'll never be in a position to buy a prope

  • March 16, 2017 @ 1:51 PM
  • Posted by Siemens Group

Five Rules For Improving Your Money Management Skills

Money management skills are important, no matter who you are. That's because money doesn't take care of itself -- and if you don't save, invest, and spend your money wisely, you'll undoubtedly suffer

  • January 11, 2017 @ 3:35 PM
  • Posted by Siemens Group

How to Use Debt Consolidation Loans Effectively and Safely

Visit almost any financial site on the web, or watch nearly any daytime TV channel, and you're likely to see advertisements promising that a consolidation loan can solve all your debt problems. There'